Junior Credit Underwriter - Risk Assessment Specialist

Join CVM Finance as a Junior Credit Underwriter and play a pivotal role in safeguarding our financial operations through meticulous credit verification and risk assessment. Based in the vibrant hub of Denpasar, Bali, this position offers a unique blend of professional growth and the opportunity to work with a dynamic team. As a Junior Credit Underwriter, you'll be at the forefront of evaluating credit applications, ensuring compliance with regulatory standards, and mitigating financial risks. This role is perfect for candidates looking to kickstart their career in risk assessment and credit analysis, with the potential for significant career advancement.

At CVM Finance, we pride ourselves on fostering a culture of innovation and excellence. Our team is dedicated to delivering top-notch financial services, and we are committed to supporting our employees' professional development. In this role, you will have the chance to work with cutting-edge tools and software, such as Bloomberg Terminal, SAP, and CreditSafe, to enhance your analytical skills and expertise.

📋 Tanggung Jawab Pekerjaan

• Conduct thorough credit assessments and risk evaluations for loan applications.
• Verify the accuracy and completeness of credit information using tools like Bloomberg Terminal and CreditSafe.
• Analyze financial statements and credit reports to assess the creditworthiness of applicants.
• Collaborate with the underwriting team to ensure compliance with regulatory requirements and internal policies.
• Develop and maintain risk assessment models and frameworks.
• Provide recommendations on credit approvals, denials, and terms.
• Monitor and report on credit risk exposures and trends.
• Stay updated with industry trends, regulatory changes, and best practices in credit risk management.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• 1-3 years of experience in credit risk analysis or a similar role.
• Proficiency in using credit risk analysis tools and software such as Bloomberg Terminal, SAP, and CreditSafe.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Knowledge of financial regulations and standards relevant to the banking industry.
• Ability to work under pressure and meet tight deadlines.
• Fluency in English and Bahasa Indonesia.

🛠️ Keahlian

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